You can visit any of our convenient locations, or you can begin the online loan approval by filling out our easy application. Click on the link to begin!
I have less-than-perfect credit, can I still apply for a loan?
Absolutely! We do not check your credit background. All we look for is that you have a vehicle title that is paid off in full. The vehicle is your credit!
What do I need to have ready when applying for a loan?
In most cases we require a few forms that you should already have on hand. There are no hoops to jump through and mountains of paperwork to fill out. You also need to be at least 18 years of age to apply for a loan with us. The documents we need are the following:
A valid government issued ID
If I receive a loan from Premium Loans, do I have to turn my vehicle in?
No! You get to keep your vehicle and can drive it as if nothing has changed.
Does the title have to be in my name?
Yes, you have to be the legal owner on the title to get approved. If there are two names on the title the other person has to apply with you.
Do you check the references I have provided?
Yes, this is an essential part of our process.
How do I know if my application has been approved?
It varies from store to online applications. If you go into a store you will know almost immediately, if you have filled out our online application, you will receive an email when your application has been approved, you will receive the email within 24 hours.
After my application has been approved how long does it take to receive the cash?
If you are at a store location in less than 30 minutes, if you want it direct deposited to an account, you will usually get the cash within 1 to 3 business days
How do I pay off my loan?
We accept Visa and MasterCard, as well as certified checks and money orders.
How long do I have to wait to receive my title after I have finished paying off the loan?
There is no wait. You will receive your title as soon as you make the last payment on the loan.
Why should I pick Premium Loans?
We make every effort to offer you the best rates and the most amount of money possible. Our lenders are extremely understanding of every single one of our clients, and work to help you as much as possible in your time of need.
PremiumLoans may act as the broker for the loan, and may not be the direct lender.
All loan applications are subject to meeting our credit criteria, which includes providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.
Loans made or arranged pursuant to a California Finance Lenders Law License.
PremiumLoans is located at 1276 E Colorado Blvd #208, Pasadena, CA 91106